[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hcnv.cz\/5-rad-jak-naucit-deti-zachazet-s-penezi\/#Article","mainEntityOfPage":"https:\/\/www.hcnv.cz\/5-rad-jak-naucit-deti-zachazet-s-penezi\/","headline":"5 rad, jak nau\u010dit d\u011bti zach\u00e1zet s pen\u011bzi","name":"5 rad, jak nau\u010dit d\u011bti zach\u00e1zet s pen\u011bzi","description":"Mluvte o pen\u011bz\u00edch otev\u0159en\u011b V rodin\u00e1ch nen\u00ed neobvykl\u00e9, \u017ee pen\u00edze b\u00fdvaj\u00ed t\u00e9matem konverzac\u00edan\u011bkdy dokonce i...","datePublished":"2025-02-28","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.hcnv.cz\/author\/#Person","name":"hcnv.cz\n","url":"https:\/\/www.hcnv.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5667bceccdce92893bac6a7981a373152a8b3fa0ab99c198ba0ac0b49a934248?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5667bceccdce92893bac6a7981a373152a8b3fa0ab99c198ba0ac0b49a934248?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hcnv.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hcnv.cz\/wp-content\/uploads\/img_a321576_w2169_t1532848232.jpg","url":"https:\/\/www.hcnv.cz\/wp-content\/uploads\/img_a321576_w2169_t1532848232.jpg","height":0,"width":0},"url":"https:\/\/www.hcnv.cz\/5-rad-jak-naucit-deti-zachazet-s-penezi\/","about":["Pen\u00edze"],"wordCount":498,"articleBody":"Mluvte o pen\u011bz\u00edch otev\u0159en\u011bV rodin\u00e1ch nen\u00ed neobvykl\u00e9, \u017ee pen\u00edze b\u00fdvaj\u00ed t\u00e9matem konverzac\u00edan\u011bkdy dokonce i h\u00e1dek. Kv\u016fli slo\u017eitosti nebo nep\u0159\u00edjemnosti t\u011bchto probl\u00e9m\u016f b\u00fdvaj\u00ed d\u011bti z rozhovor\u016f \u010dasto vylou\u010deny. A to je velk\u00e1 chyba! Nehrajte p\u0159ed nimi divadlo a p\u0159iznejte, kdy\u017e bude pen\u011bz nedostatek. \u0158\u00edkejte jim, kolik jak\u00e1 v\u011bc stoj\u00ed, kolik jste museli utratit. Finance by pro n\u011b nem\u011bly b\u00fdt tajemstv\u00edm.\u00a0Nekupujte zbyte\u010dnostiUr\u010dit\u011b to zn\u00e1te, d\u00edt\u011b si v obchod\u011b n\u011bco vyhl\u00e9dne a p\u0159esv\u011bd\u010duje v\u00e1s, \u017ee danou v\u011bc mus\u00ed m\u00edt. Je jasn\u00e9, \u017ee mu chcete ud\u011blat radost, ale mnohem v\u011bt\u0161\u00ed slu\u017ebu mu prok\u00e1\u017eete, kdy\u017e mu vysv\u011btl\u00edte, pro\u010d bude lep\u0161\u00ed se bez toho obej\u00edt. Ano, je to slo\u017eit\u00fd \u00fakol, ale vychov\u00e1te d\u00edky tomu \u010dlov\u011bka, kter\u00fd bude schopen p\u0159em\u00fd\u0161liv\u011b hospoda\u0159it.\u00a0Umo\u017en\u011bte jim n\u011bco si vyd\u011blatSamoz\u0159ejm\u011b, \u017ee nem\u016f\u017eete pos\u00edlat mal\u00e9 d\u011bti na brig\u00e1dy. M\u016f\u017eete ale ocenit jejich sna\u017een\u00ed nap\u0159\u00edklad v dom\u00e1cnosti. Ud\u011blalo va\u0161e d\u00edt\u011b n\u011bjakou dom\u00e1c\u00ed pr\u00e1ci nav\u00edc? Dejte mu za to n\u011bjakou malou finan\u010dn\u00ed odm\u011bnu. Pora\u010fte mu, a\u0165 si pen\u00edzky trp\u011bliv\u011b \u0161et\u0159\u00ed a nechejte ho si stanovit c\u00edl, co by si r\u00e1do za v\u00fdd\u011blek koupilo.\u00a0Zamyslete se nad kapesn\u00fdm\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Ned\u00e1 se p\u0159esn\u011b \u0159\u00edci, jestli je d\u00e1vat d\u011btem kapesn\u00e9 vhodn\u00e9 nebo ne. M\u016f\u017ee se to v\u00a0r\u016fzn\u00fdch p\u0159\u00edpadech li\u0161it. D\u016fle\u017eit\u00e9 ale je, se p\u0159ed rozhodnut\u00edm, zda od v\u00e1s d\u00edt\u011b n\u011bjak\u00fd ten drobn\u00fd pen\u00edz pravideln\u011b obdr\u017e\u00ed, po\u0159\u00e1dn\u011b rozmyslet nad t\u00edm, zda m\u00e1 va\u0161e ratolest za co kapesn\u00e9 utratit. Pokud by toti\u017e \u0161lo pouze o hlouposti, jeho finan\u010dn\u00ed gramotnost by to zrovna neroz\u0161\u00ed\u0159ilo, ba naopak. Kladn\u00fd efekt by to mohlo m\u00edt nap\u0159\u00edklad v\u00a0p\u0159\u00edpad\u011b nakupovan\u00ed drobn\u00fdch sva\u010din ve \u0161kole nebo pot\u0159eb k\u00a0rozv\u00edjen\u00ed kon\u00ed\u010dku, z\u00a0n\u011bho\u017e by si p\u0159ebyte\u010dn\u00e9 finance nech\u00e1valo a \u0161et\u0159ilo.\u00a0Jd\u011bte p\u0159\u00edkladem\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Jak v\u0161ichni v\u00edme, d\u011bti se u\u010d\u00ed pozorov\u00e1n\u00edm a napodobov\u00e1n\u00edm. Proto\u00a0 je jedn\u00edm z nejefektivn\u011bj\u0161\u00edch zp\u016fsob\u016f, jak d\u011btem v\u0161t\u00edpit spr\u00e1vn\u00e9 zach\u00e1zen\u00ed s pen\u011bzi, b\u00fdt jim spr\u00e1vn\u00fdm p\u0159\u00edkladem. P\u0159esto\u017ee to zn\u00ed jako kli\u0161\u00e9, m\u011bli byste b\u00fdt p\u0159ed d\u011btmi takov\u00ed, jak\u00e9 chcete, aby pozd\u011bji byly ony. Zapracujte proto i sami na sob\u011b, informujte se a nau\u010dte se spr\u00e1vn\u011b hospoda\u0159it. Pom\u016f\u017ee to nejen v\u00e1m samotn\u00fdm, ale tak\u00e9 t\u011bm, na kter\u00fdch v\u00e1m z\u00e1le\u017e\u00ed nejv\u00edce.\t\u00a0                                                                                                                                                                                                                                                                                                                                                                                        3.6\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"5 rad, jak nau\u010dit d\u011bti zach\u00e1zet s pen\u011bzi","item":"https:\/\/www.hcnv.cz\/5-rad-jak-naucit-deti-zachazet-s-penezi\/#breadcrumbitem"}]}]